Florida A & M University Law Review


Alana Dietel


Climate change is a reality, and Florida is uniquely situated to feel its effects sooner than other states. This is due to the prediction of a substantially rising sea level and the fact that a majority of the most populated and popular areas in Florida are located along or near the coasts. Part I of this article examines the realities of climate change. Part II reviews the current state of the most significant attempt at flood insurance by the Federal government, the NFIP. Part II also reviews Florida’s statewide initiatives, as well as local initiatives of three distinct Florida counties. Part III addresses the importance of recognizing the different effects that the necessary flood insurance reform will have on the three counties and how extending the NFIP in a workable manner is necessary to promote the longevity and safety of these regions.